Privacy Notice

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Personal information we collect.

We may collect personal information about you for the purpose of processing your requests and transactions, maintaining your account and providing high-quality customer service. This information may include your name, home address, telephone number, date of birth, social security number, and other information such as ACH/wire transfer instructions.

How we collect this information.

We may collect this information through a number of means. For example:

we receive information from you to open an account;
we generate information to service your account, such as account statements;
we may receive information from our affiliates or other nonaffiliated third parties with respect to your account, such as trade confirmations with brokerage firms; and
we may use cookies, relating to your access and use of any of our websites.

How we use this information.

All financial companies need to share customers’ personal information to run their everyday business and we use the personal information we collect from you for our everyday business purposes. These purposes may include opening an account, processing a transaction for your account, and responding to court orders and legal investigations.

Disclosure to others.

We may disclose your personal information to our affiliates and to nonaffiliated third parties that assist us in servicing your account and have a need for such information, as permitted or required by law, or with your authorization. We require nonaffiliated third-party service providers, via written agreement, to protect the confidentiality of your information and to use the information only for the purposes for which we disclose the information to them. These sharing practices are consistent with Federal privacy and related laws, and in general, you may not limit our use of your personal information for these purposes under such laws. We note that the Federal privacy laws only give you the right to limit the certain types of information sharing that we do not engage in.

How we protect your personal information.

We do not sell personal information to anyone. Our internal policies prohibit employees who have access to our customers’ personal information from using or disclosing the information except for business use. All employees are required to sign a confidentiality agreement that requires them to protect your personal information.